Payment orchestration
One integration in front of many providers. Routing by cost, geography and approval rate, a second automatic attempt through another provider when a payment is declined, and instant switching when an acquirer stops performing.
Payment infrastructure & fintech advisory
The payment stack behind your product.
NEXT builds the technology payment businesses run on — orchestration, billing, card and crypto processing, white-label PSP, wallet and payroll platforms — and runs the operational side of it alongside your team.
Modular by design — take the whole stack or the one piece you are missing.
- Orchestration
- One layer in front of every provider: routing by cost, geography and approval rate, with automatic retries.
- Card processing
- E-commerce card processing on PCI DSS Level 1 certified infrastructure.
- Crypto payments
- Deposits, withdrawals and exchange in stablecoins and major alternative coins.
- White-label
- Launch a payment service provider, digital wallet or payroll service under your own brand.
- Advisory & operations
- Not only advice — we can run the payment back office day to day with your team.
Platform
Technology for payment businesses
A set of composable products that cover the full path of a transaction — from the checkout your customer sees to the settlement your finance team reconciles. Deploy them together as a platform, or plug a single module into what you already run.
Billing platform
Subscriptions, one-off charges, usage-based pricing, trials and upgrades — with invoicing, automatic retries and payment reminders that recover failed renewals instead of quietly losing them.
Card processing engine
A processing core for e-commerce card payments — authorisations, captures, refunds, 3-D Secure, tokenisation and recurring credentials — running on PCI DSS Level 1 certified infrastructure.
Crypto payments
Take deposits, send payouts and exchange between stablecoins and major alternative coins across the main networks — in one flow, and in the same reporting view as your card and bank payments.
White-label PSP
Everything needed to operate as a payment service provider under your own brand: merchant onboarding and KYB, MID management, pricing and fee rules, merchant portal, reconciliation and payouts.
Wallets & payroll
White-label wallet infrastructure — multi-currency accounts, top-ups and withdrawals, peer-to-peer transfers, card issuing integrations — plus payroll flows for teams paying staff and contractors across borders.
Anti-fraud
Risk tooling tuned to your business rather than a generic score: rule and velocity engines, device and behavioural signals, blacklists, manual review queues and chargeback workflows.
Checkout pages & widgets
Hosted payment pages and drop-in widgets styled to your brand, localised, mobile-first and A/B testable — so the last step of the funnel stops being the place where conversion leaks.
Advisory & operations
We advise — and we run it with you
Most payment projects do not fail on the code. They stall on provider negotiations, unit economics, reconciliation, or a structure that no bank wants to onboard. We work on that side with you — as advisors, or hands-on inside the back office.
Payment operations
From advice to hands-on operation. We can design the function, run it day to day, and hand it over when your own team is ready to take it.
- Running the back office day to day: monitoring, reconciliation, disputes, merchant support
- Provider and acquirer strategy — who to work with, and on what terms
- Routing economics: interchange, scheme fees, approval-rate trade-offs
- MID structure, onboarding and ongoing scheme compliance
- Settlement and chargeback operations
- Risk appetite, monitoring thresholds and fraud-loss budgeting
- Building and coaching the in-house payments team
Legal & financial support
Structuring and documentation guidance for fintech businesses, delivered with our network of specialist counsel and finance professionals.
- Corporate structuring and choice of jurisdiction
- Licensing pathways and readiness assessments
- Banking, EMI and PSP partner applications
- Merchant, partner and processing agreements
- AML/KYC frameworks, policies and internal procedures
- Financial modelling, pricing and reporting setup
How we work
Four steps, no mystery
A small, senior, distributed team. You talk to the people doing the work, and you know at every point what is being built and why.
Discovery
We map your flows, volumes, markets and constraints, and agree what success looks like in numbers before anything is designed.
Architecture
A concrete target architecture, provider mix and integration plan — with scope, sequence and cost written down, not implied.
Build & launch
Iterative delivery with a working environment early, real test transactions, and a go-live plan that includes the boring parts.
Run & scale
Monitoring, approval-rate tuning, new providers and new markets — plus support for the operational team running it every day.
Why NEXT
Built by operators, not only by vendors
Product and operations in one team
The people writing the routing logic are the people who have argued with acquirers about approval rates. Technology decisions carry commercial context, and commercial advice is technically feasible.
Modular, not all-or-nothing
Take orchestration only. Or the wallet. Or the anti-fraud layer in front of your existing processor. Nothing in the stack requires you to replace what already works.
White-label by default
Every customer-facing surface — checkout, wallet, merchant portal — carries your brand, not ours. Your customers should never have to learn who we are.
Geography-agnostic
A distributed team and a provider-neutral architecture mean we are not tied to one market, one acquirer or one regulatory perimeter. We build for where you actually sell.
Careers
Work on payments, properly.
We are a distributed team, remote-first by design. Open roles are listed below — click one to see the detail. If nothing fits, an open application is always welcome.
Technical Support Specialist
First line for merchants and partners when a payment does not behave.
RemoteFull-timeSupport
Technical Support Specialist
First line for merchants and partners when a payment does not behave.
RemoteFull-timeSupport
You are the first person merchants and partners reach when a payment does not behave. You read the logs, reproduce the case, fix what can be fixed, and hand engineering a clean, reproducible report when it cannot.
What you will do
- Handle incoming requests from merchants and integration partners, end to end.
- Investigate declined, stuck and duplicated transactions using API logs, dashboards and provider consoles.
- Support merchants through integration: API keys, webhooks, test payments, checkout setup.
- Escalate reproducible defects to engineering with the request, response and steps already attached.
- Monitor payment flows and provider status, and raise the alarm before merchants do.
- Keep the knowledge base and integration documentation current as the platform changes.
What we are looking for
- 1+ years in technical support, preferably in payments, fintech or SaaS.
- Comfortable with REST APIs, JSON, HTTP status codes and reading logs; Postman or similar is a daily tool.
- Methodical: you narrow a problem down instead of guessing at it.
- Able to explain a technical thing to a non-technical person, calmly.
- Nice to have: SQL basics, familiarity with 3-D Secure, chargebacks or PSP back offices.
What we offer
- Fully remote, with working hours agreed around the team rather than a fixed office clock.
- Direct access to the engineers who build the platform — no ticket black holes.
- Real ownership of the support function as it is built from the ground up.
- Room to grow into payment operations, risk or implementation work.
Nothing that fits?
Send an open application. Tell us what you have built or run in payments, and what you would like to work on next. We keep good notes.
Contact
Tell us what you are building
Send a short note about your product, your markets and where payments are getting in the way. We reply personally, usually within one business day — and if we are not the right fit, we will say so.
Legal
Privacy & disclaimers
No cookies, no trackers, no analytics. This website sells nothing and collects nothing on its own — the only personal data we ever receive is what you choose to send us by email.
Read the full notice
Privacy notice and disclaimers · last updated 23 August 2026
Read the full notice
Privacy notice and disclaimers · last updated 23 August 2026
Who we are
NEXT is a technology and advisory company working with payment businesses. This website is an information and contact channel — nothing more.
What this website is not
- We are not a bank, and we do not hold client funds.
- Nothing here is an offer, a quotation or a contract. Any engagement begins with a written agreement signed by both sides.
- Nothing here is legal, financial, regulatory or tax advice. Where a project requires a regulated activity, that activity is performed by an appropriately licensed party.
- Product descriptions change as the platform develops. We make no warranty that this site is complete, error-free or continuously available.
Cookies and tracking
There are none. No cookies, no analytics, no advertising or behavioural trackers, and no contact form. The one external request the page makes is to Google Fonts for the typefaces, so your browser contacts Google’s servers when a page loads.
What data we receive
- What you send us. When you write to us or apply for a role, we receive your email address, your name, and whatever else you choose to include — company details, a project description, a CV.
- Server logs. Our hosting provider records standard technical logs, which may include IP address, browser type, referring page and the time of the request.
Why we use it
- To answer your enquiry and, where relevant, prepare a proposal.
- To assess job applications and communicate with candidates.
- To keep this website running and secure.
- To meet legal and accounting obligations that apply to us.
Who we share it with
We do not sell personal data. We share it only with the service providers who help us operate — our hosting and email providers — and with professional advisers or authorities where we are legally required to. These providers process data on our instructions and under contract.
Where it is processed
We work with a distributed team and international service providers, so your data may be processed outside your country of residence. Where that happens, we take appropriate steps to keep it protected in line with applicable law.
How long we keep it
Correspondence is kept for as long as needed to deal with the matter and a reasonable period afterwards. Job applications are kept for up to 6 months unless you ask us to delete them earlier.
Your rights
Depending on where you live, you may have the right to access the personal data we hold about you, to have it corrected or deleted, to object to or restrict certain processing, to receive a copy in a portable format, and to withdraw consent where processing is based on it. To exercise any of these, write to us. You also have the right to complain to your local data protection authority.
Security
We apply organisational and technical measures appropriate to the sensitivity of the data we handle. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
Content and brand
The text, design, code, logo and graphics on this site belong to NEXT. You may view and print pages for your own business evaluation; please do not republish them or use our name or logo commercially without our written permission.
Changes
We may update this notice. The version in force is the one published on this page, with the date shown above.
Contact
Questions about privacy or anything on this page — write to us.